Pat Carroll serves as the Chairman of Nationwide Credit, Inc. ("NCI").   Over his 40 year career, Mr. Carroll has established an outstanding track record, particularly in marketing and sales.   Prior to joining NCI in 2003, Mr. Carroll was at Outsourcing Solutions, Inc. and its predecessor, Payco American Corporation, where he played a leadership role in the growth of several lines of business and was responsible for ensuring that top clients were fully engaged in its outsourcing, fee and portfolio businesses.   He was instrumental in establishing the corporation's first outsourcing clients in a wide variety of markets, including healthcare, municipal governments, the federal government student loan program, as well as collection contracts with numerous banking and financial services providers.   Mr. Carroll holds a Bachelor of Business Administration from Hofstra University.

Mr. McRae serves as the Chief Executive Officer of Nationwide Credit, Inc. ("NCI"), a subsidiary of Altisource Portfolio Solutions. Prior to joining NCI, Mr. McRae served as Senior Vice President of Global Operations for Syniverse Technologies from December 2007 and as Senior Vice President of Operations for Emdeon Business Services and Chief Operating Officer of Emdeon Data Capturing Solutions division from December 2003. Mr. McRae served as Senior Vice President and General Manager of National Processing Company’s Corporate Outsourcing and Payments Services division from March 2000. He holds a Bachelor of Science in Business Administration from the University of Michigan and a Masters of Business Administration from Case Western University.

Mr. Farinacci serves as the Chief Sales Officer of Nationwide Credit, Inc. ("NCI").   In this role, Mr. Farinacci is responsible for all client interface for NCI, including sales, marketing, account management, and client services.   Prior to joining NCI, Mr. Farinacci held numerous executive positions including the President of Student Assistance Corporation, a subsidiary of Sallie Mae.   He was a founding member of management of IntelliRisk Management Corporation (currently Iqor) and served as President and CEO of several debt buyers.   Mr. Farinacci attended Ohio State University with a focus in communications.