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Accounts Receivable Management -
Pre Charge-Off Collections

Recovery of past due balances can significantly tax your collections resources’ capacity. Partnering with a pioneer in the collections industry will increase your scalability while limiting operational variability and increasing borrower responsiveness.

Nationwide Credit® (NCI) developed an innovative approach to increase your net back. We use analytical algorithms to evaluate a borrower’s current situation and past payment performance while integrating behavioral science principles to reveal how people respond in compliance situations. The approach provides NCI’s collection teams with the optimal account resolution communication strategy for each borrower.

Since 1947, we have served many of America’s most recognized names in the credit card, auto loan, unsecured revolving credit and utility industries.


  • Higher resolution rates through the use of advanced predictive analytics
  • Increased borrower compliance due to the use of psychological research in effective communication
  • Consistent message delivery and increased scalability through proprietary dialogue engine
Why NCI?
Nationwide Credit® (NCI) has the industry experience, financial strength, proven performance and thought leadership to be your most valuable customer relationship and accounts receivable management partner. We are licensed, bonded or otherwise authorized to collect delinquent and defaulted accounts in all states.
  • Nationwide Credit® (NCI) does a tremendous job focusing and performing well on the objectives that matter most to a client. Their ability to perform and execute on all aspects of the partnership is consistently best-in-class. At the end of the day, their execution and response gives me the perception that our partnership matters the most to their business.

    - Senior Director
    Leading Servicer of International Consumer Debt Portfolios
  • We have shared a business relationship with Nationwide Credit® (NCI) since December 2006, and we are extremely satisfied with our experience. Our original contract with NCI involved complex account initiation procedures and required NCI to serve as the customers’ first touch point with our company. NCI handles these transactions in a highly efficient and professional manner and has become a seamless extension of our call centers.

    - Project Manager
    Leading Electricity and Natural Gas Provider
  • We have partnered with Nationwide Credit® (NCI) since June 1997. The NCI team consistently demonstrates all the qualities necessary to be a true partner in recovery solutions. I find NCI’s management, both at the executive level as well as the operation level, to be very professional and a true partner in recovery solutions. They are always resourceful and creative working through challenges in our Industry.

    - Finance Director
    Leading Satellite Television Provider
NCI® Experience
Nationwide Credit® (NCI) believes that treating consumers with the same dignity, respect and empathy we expect ourselves is the key to outstanding results for consumers, our clients, associates and shareholders.

NCI® Customer Service Principles:
  • NCI Associates Are the Key
  • Advanced Behavioral Sciences Drive Great Service
  • Regulatory Compliance
  • Client Partnership
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